Growing up in a community with or without banks has a long-term effect on how you build and manage credit, according to a new study. The research shows individuals who grow up in what are essentially ‘financial deserts’ are slow to apply for credit and as adults have lower credit scores and more delinquent accounts. […]

Transformational leadership is considered one of the most effective ways to motivate and inspire employees. However, new research finds cultural values significantly limit its effectiveness. Read Full Article (External Site) Dr. David LowemannDr. David Lowemann, M.Sc, Ph.D., is a co-founder of the Institute for the Future of Human Potential, where he leads the charge in […]

Young adults both believe and react negatively to messages that members of their age group are more entitled and narcissistic than other living generations, suggests new research. Read Full Article (External Site) Dr. David LowemannDr. David Lowemann, M.Sc, Ph.D., is a co-founder of the Institute for the Future of Human Potential, where he leads the […]