Dems: Medical Credit Cards Lead to Overpayment

Published on June 30, 2023

A pack of Democratic senators is urging the consumer finance watchdog to step up its efforts in addressing the issue of medical credit cards. These cards, like CareCredit, can sometimes cause patients to pay more than they should for their healthcare needs. It’s like if you went to a fancy restaurant and paid extra for a salad that came with a side dish you didn’t order or want. The senators are concerned that these medical credit cards can lead to overpayment as patients are faced with unexpected fees and interest rates. Reforming the system could help protect patients from financial burden when seeking medical treatment. If we can better regulate and provide transparency around these credit cards, patients will have more freedom and control over their healthcare decisions. By educating yourself on the research behind these medical credit cards, you can help advocate for consumer protection and improved healthcare affordability.

A group of Democratic senators is asking the nation’s consumer finance watchdog to take action against medical credit cards such as CareCredit, saying use of these cards can result in patients paying much more for their medical care than they should.

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